In addition to providing excellent coverage options, Protect365 also offers a range of benefits and perks to its customers, such as a 1 year No Claim Discount on new business.

For customers who are looking for a reliable and trustworthy insurance provider, Protect365 is an excellent choice. 

Another great benefit of Protect365 is free dental and optical cover for new business and customers who switch to their services. Dental and optical cover are essential services that can be expensive, and having them included as part of an insurance policy can be a significant advantage. This benefit is an excellent example of how Protect365 goes above and beyond to provide value to its customers.

It depends on things like your age and where you live and, if you’re switching to us, how many claims you’ve had. But you can control the features you have and don’t have, which can increase or decrease your premiums.

Our insurance offers wide-ranging cover against illness, cancer, accidents and curable diseases.

Acute conditions

Our health insurance covers treatment for short-term illnesses or injuries that respond quickly to treatment.

Access to 100s of hospitals

Whether you choose Expert Select or a hospital list, you’ll have access to a wide range of private hospitals and facilities. These include BMI, Nuffield, Spire and NHS private units.

Extensive cancer care

Cover for cancer diagnosis, treatment and aftercare as standard

Hospital charges and specialist fees

Comprehensive outpatient cover, including diagnostic tests, consultations with a specialist, treatment with a specialist, radiotherapy and chemotherapy.

Chronic conditions

We don’t cover a disease, illness or injury that needs ongoing or long-term care, such as diabetes, arthritis, epilepsy and asthma. Please note that cancer is covered as standard.

Pre-existing conditions

If we look at your full medical history when you apply (full medical underwriting), we’ll usually exclude any conditions you had previously. If we don’t look at your full medical history when you apply (moratorium underwriting), when you make a claim, we’ll ask about any pre-existing conditions you had in the five years before you took out the policy. These conditions won't be covered unless you’ve been free from medication, treatment, diagnostic tests or advice for them for two continuous years after taking out this policy.

Pregnancy and childbirth

We don’t cover treatment for pregnancy and childbirth but we do cover related conditions that can also be experienced outside of pregnancy and childbirth, and the specific complications listed in the terms and conditions.

Get a quote, and your cover, in minutes. Stay protected for years.

What you need to get a health insurance quote

When you get a quote from us, we’ll ask for a few details, including:

• Personal information – such as your name, date of birth and address
• When you want your cover to start – today or a date in the future
• If you want to add anyone else to the policy – if you include a partner or children, we’ll need to know their details too.What type of cover you want – customise your policy by choosing add-ons and your hospital option.
• Any medical history – we’ll ask you to pick either moratorium underwriting or full medical underwriting, which deal with pre-existing medical conditions in different ways.